clevercoinjar

Sinking funds

No more surprise bills. Just full jars.

Plain-English guides to sinking funds: saving a little each month for the costs that come once or twice a year, like car insurance, holidays, repairs and annual bills, so they're already paid for when they arrive.

My jars in June6 jars

$480Car insurance
$500Holidays
$600Car repairs
$250Home
$1,350Vacation
$100School

Set aside each paycheck$258

An illustrative example. Your jars and amounts will differ.

Free download, no email needed

The Sinking Fund Workbook

List your irregular expenses, plan each jar's goal and monthly amount, match it to your paychecks, track every jar and review them once a year.

Get the free PDFSee the Coin Jar checklist

Coming soon

Every jar, on track

Clever Coin Jar app: savings jars with goals and due dates, the amount to set aside each month or paycheck, and a reminder before each bill arrives.

$3 a month, or $24 a year. Cancel any time.

How it works